Capital West,
5th Floor, Lantana Road, Westlands.

Who We Are

MFS is a Fintech company with a passion for “Transforming Lives Through Financial Inclusion". We are a market leader in the mobile lending space, having began our journey with Banks and SACCOs in 2014. Since then, MFS has transformed itself into an integrated financial services entity, helping to grow the lives of millions of micro-entreprenuers across Africa.

Our Culture

Our Mission Statement

MFS is obsessed with creating solutions that have a deep, positive and meaningful impact on peoples’ every day lives. We are driven by a burning desire to be innovators in our chosen field, and by our unshakable belief that “Financial Inclusion For All” is a right, and not a privilege. Our mission is to economically empower and transform the lives of millions of people across Africa.

Our Values

Customer Obsession

The interest of our customers is our first priority.


In order to adapt to new business conditions, we must think big, we must dive deep, we must be flexible and we must be futuristic.


We have a bias for action and approach everything with fire in our belly, we never give up on doing what we believe is right.


We believe that ownership breeds teamwork and we believe teamwork enables ordinary people to achieve extraordinary things.

Results Oriented

We hire and develop the best so as to uphold the highest standards of integrity and honesty in delivering on our commitments.

Our History

The idea of enhancing financial inclusion both locally and globally gave rise to MFS - The flagship product being revolutionary extension of credit via hand held devices.

2011 - The Genesis

Our team is compelled with the idea of enhancing financial inclusion and extension of credit through mobile devices.

2012 - MFS tests Credit Extension Platform

MFS team tests the mobile based credit extension platform with several local financial institutions.

2013 - Our New Office - Nairobi

We finally move to a high end office block in Westlands in line with Our growth strategy. We then set up a level one data center to cater for quick access, secure data and offloading of infrastructure investments from the partners that opt to host the platforms at MFS.

2014 - Rollout of Mobiloan - KCB Bank

KCB is one of Our major financial partners. We had developed and were now rolling out the mobile based credit platfrom dubbed 'Mobiloan' to her customers. It has since achieved one of the highest figures disbursed via the MFS platform.

2015 - Rollout of M PAWA - Stima SACCO

MFS oversees Stima SACCOs launch of a revolutionary mobile banking platform to her customers thus allowing it to extend its reach to her customers.

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